MoneyCat ᐈ Instant Cash Loan Online Service PHP 20,000
Loan Amount
Loan Period
Probability of approval *
87%
Moneycat ➤ Instant cash loan online up to 20,000 PHP for up-to 180 days. First loan for FREE. Easy online loan fast approval in Philippines. Get money 24/7 hours.
About Сompany:
MONEYCAT MoneyCat is a leading credit company that offers seamless and rapid financial solutions to meet your immediate needs. By simply completing an online registration, MoneyCat reviews applications and ensures money is transferred to your bank account within 24 hours.
This service stands out for its simplicity, allowing customers to fill out a registration form in just 5 minutes, backed by an online consulting team ready to address any queries instantly.
Designed for speed, MoneyCat application process is streamlined into three easy steps, focusing on fast access to funds. The convenience of MoneyCat's online loan service means there's no need for bank visits, waiting in lines, or making phone calls; all transactions can be completed from your phone, computer, or tablet.
Moneycat: Terms and Conditions
| ✅ loan type: | loan online to bank account |
| ✅ loan amount: | from 500 to 20,000 PHP |
| ✅ first loan: | 20,000 PHP |
| ✅ loan term: | 1 - 180 days |
| ✅ interest rate per day: | 0,01-0,08% |
| ✅ age of borrower: | 20-70 years old |
| ✅ loan decision: | 5-20 minutes |
| ✅ loan extension: | yes |
| ✅ collateral or guarantor: | not needed |
| ✅ APR annual interest rate: | 3.65-36% |
| ✅ what you need to apply: | valid Government ID, mobile phone number and email is not blocked |
| ✅ occupation: | currently employed or with a stable source of income |
| ✅ location: | Filipinos that are currently living in the Philippines |
Furthermore, MoneyCat is committed to customer support, offering guidance from application to final payment, including monthly reminders and assistance for those unable to pay on time. Operating within the Philippines and adhering to its laws, MoneyCat prioritizes safety and aims to enhance the financial market by providing top-notch services to Filipinos.
Only 3 steps to get a loan online

1. Fill out application form online

2. Wait for approval
Get approved online in just a few minutes.

3. Get money
You’ll receive money in your bank account.
The loan is calculated as follows*:
| Loan amount: | 10,000 ₱ |
| Loan period: | 65 days |
| Consulting fee: | 0 ₱ |
| Service fee: | 0 ₱ |
| Interest rate (16%/year): | 11,500 ₱ |
| Total payment: | 21,500 ₱ |
*the calculation is not final, check with the manager for exact information
Consequences of late/non-payment of a loan
The repercussions of late or non-payment of a loan can be significant, impacting not only your financial health but also your credit score. Late payments may incur additional fees, increased interest rates, and can lead to a negative mark on your credit report, making it more challenging to secure loans in the future. In severe cases, non-payment could result in legal action, garnishment of wages, or the seizure of assets. It's essential to understand these consequences and manage loan repayments responsibly to avoid such detrimental effects on your financial stability and creditworthiness. read more
Why choose Moneycat?
- Quick financial solutions are available with funds transferred to your bank account within 24 hours
- The online registration process is simple, allowing completion in just 5 minutes
- Immediate assistance for any questions or concerns is provided by an online consulting team
- Applications involve only three straightforward steps, focusing on efficiency and speed
- There's no requirement for bank visits, standing in lines, or making phone calls
- Comprehensive support is offered throughout the loan lifecycle, from application to the final payment
- Monthly payment reminders and assistance ensure timely repayments
- Transactions are secure, adhering to the laws of the Philippines for safe financial engagement
- With our online loans service, you don't need to go to the bank, stand in line or call anyone
Moneycat: Contacts
| financing name company: | MoneyCat Financing Inc. |
| website: | moneycat.ph |
| registration no.: | CS201953O73 |
| phone: | 09688693937, 09171001747 |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| applications accepted: | 24/7 |
| support service: | 9:00am-6:00pm, Monday-Friday; |
| legal address: | 00000, Pasig, Philippines, Unit 1708 Tektite East Tower, Exchange Road, Ortigas Center |
Frequently Asked Questions about Moneycat
❶ Who can apply loan?
- Applicants must be between 21 and 70 years old
- Must be Filipino residents currently living in the Philippines
- Should be employed or have a stable income source
- An active personal mobile number is required
- Possession of an active bank account or e-wallet is necessary
- At least one valid ID (Passport, National ID, Driver’s License, SSS, UMID, Postal ID, PRC ID) is needed
❷ How long is the process?
- Submit your application on our website
- Await verification and approval
- Funds are deposited into your bank account
❸ How long can I borrow?
❹ How much is the loan interest?
❺ How can I find if my application is approved?
❻ Do I need to sign any paper contract?
❼ Is there any additional fees?
❽ How to Pay?
❾ How to Pay and Where to Pay?
- Log into your account via our website or mobile app
- Choose the ‘Pay Loan’ option and select your preferred payment method
- Pick from Dragonpay’s partner options for payment
- Follow the specific instructions for your payment choice. Remember your Lifetime ID from your agreement, email, and SMS
- A payment confirmation will be sent within 24 hours of receipt, or you can verify through your account online
- Bayad Center
- Gcash
- Maybank Online Banking
- Palawan Pawnshop
- PayPal
- RCBC Online Banking
- Alipay
- Metrobank Online/Cash Payment
- GrabPay
- PayMaya
- 7eleven
- Coins.ph
- Aub Online/Cash Payment
- BPI Online
- ECpay
- Dragon Pay Credits/Wallet
- RD Pawnshop
- Cebuana Lhuillier Bills Payment
- Robinsons Bank Online/Cash Payment
These options ensure you have the flexibility to pay through different channels and secure real-time posting of your payments.
Moneycat: Reviews
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