Cashspace Philippines ᐈ Quick Cash Online Loans
Loan Amount
Loan Period
Probability of approval *
91%
Cashspace ➤ Curious about how to apply for a loan online in the Philippines? Cashspace makes it easy! Access cash loan quickly and conveniently, anytime 24/7!
About Сompany:
Cashspace Philippines is an online platform offering micro-lending services to Filipino citizens. The service allows users to access loans quickly and conveniently, operating 24/7 entirely online. With no need to visit physical offices or provide extensive documentation, Cashspace makes borrowing simple. Users can select the desired loan amount and repayment term using a loan calculator available on the website.
One of the platform's key advantages is its speed and ease of use, combined with transparent terms and no hidden fees. It also accommodates borrowers with less-than-perfect credit histories. To apply for a loan, users must be Filipino citizens, have an active bank card, and access to the internet. The application process involves filling out an online form, choosing a suitable loan offer, and receiving approval. Once approved, the funds are credited directly to the user's bank account.
Cashspace: Terms and Conditions
| ✅ loan type: | loan online to bank account |
| ✅ loan amount: | from 1,000 to 25,000 PHP |
| ✅ first loan: | 10,000 PHP |
| ✅ loan term: | 1 - 180 days |
| ✅ interest rate per day: | 0,01-0,16% |
| ✅ age of borrower: | 21-70 years old |
| ✅ loan decision: | 5-20 minutes |
| ✅ loan extension: | yes |
| ✅ collateral or guarantor: | not needed |
| ✅ APR annual interest rate: | 3.65-60% |
| ✅ what you need to apply: | valid Government ID, mobile phone number and email is not blocked |
| ✅ occupation: | currently employed or with a stable source of income |
| ✅ location: | Filipinos that are currently living in the Philippines |
Only 3 steps to get a loan online
1. Fill out application form online
Complete the application process in 5 minutes
2. Wait for approval
Get approved online in just a few minutes.
3. Get money
You’ll receive money in your bank account.
The loan is calculated as follows*:
| Loan amount: | 11,000 ₱ |
| Loan period: | 61 days |
| Consulting fee: | 0 ₱ |
| Service fee: | 0 ₱ |
| Interest rate (16%/year): | 11,736 ₱ |
| Total payment: | 21,736 ₱ |
*the calculation is not final, check with the manager for exact information
Consequences of late/non-payment of a loan
Cashspace Philippines is an online platform that connects users with various lenders and financial service providers. Cashspace does not issue loans or set specific terms and conditions, including those related to late or non-payment. The consequences of late or non-payment are determined by the individual lenders or providers with whom users enter into agreements. Generally, failing to repay a loan on time can lead to several repercussions, such as additional fees, increased interest rates, negative impacts on credit scores, and potential legal action. It's crucial for borrowers to carefully review the terms and conditions provided by their chosen lender to fully understand the implications of late or missed payments. read more
Why choose Cashspace?
- Fast and Easy Application. Apply for a loan online within minutes without visiting physical offices or filling out extensive paperwork.
- 24/7 Availability. The platform operates around the clock, allowing users to apply for loans anytime, anywhere.
- Flexible Loan Options. Choose from a variety of loan amounts and repayment terms tailored to your needs.
- Transparent Terms. No hidden fees or surprise charges; all terms are clearly outlined during the application process.
- Inclusive Approval. Accessible even for individuals with less-than-perfect credit histories, increasing opportunities for financial support.
- Convenient Fund Transfers. Loan amounts are disbursed directly to your bank account for maximum convenience.
- Secure Platform. Cashspace prioritizes the security of your personal and financial data, ensuring a safe borrowing experience.
Cashspace: Contacts
| financing name: | Fininity Ltd |
| website: | cashspace.ph |
| registration no.: | 14523902 |
| phone: | none |
| e-mail: | This email address is being protected from spambots. You need JavaScript enabled to view it. |
| support service: | 8:00am-5:00pm, Monday-Sun |
| legal address: | 00000, Metro Manila, Philippines, J3M9+2F5, Narra St, Project 3, Quezon City |
Frequently Asked Questions about Cashspace
❶ Who can apply loan?
- Applicants must be between 21 and 70 years old
- Must be Filipino residents currently living in the Philippines
- Should be employed or have a stable income source
- An active personal mobile number is required
- Possession of an active bank account or e-wallet is necessary
- At least one valid ID (Passport, National ID, Driver’s License, SSS, UMID, Postal ID, PRC ID) is needed
❷ How long is the process?
- Submit your application on our website
- Await verification and approval
- Funds are deposited into your bank account
❸ How long can I borrow?
❹ How much is the loan interest?
❺ How can I find if my application is approved?
❻ Do I need to sign any paper contract?
❼ Is there any additional fees?
❽ How to Pay?
❾ How to Pay and Where to Pay?
- Log into your account via our website or mobile app
- Choose the ‘Pay Loan’ option and select your preferred payment method
- Pick from Dragonpay’s partner options for payment
- Follow the specific instructions for your payment choice. Remember your Lifetime ID from your agreement, email, and SMS
- A payment confirmation will be sent within 24 hours of receipt, or you can verify through your account online
- Bayad Center
- Gcash
- Maybank Online Banking
- Palawan Pawnshop
- PayPal
- RCBC Online Banking
- Alipay
- Metrobank Online/Cash Payment
- GrabPay
- PayMaya
- 7eleven
- Coins.ph
- Aub Online/Cash Payment
- BPI Online
- ECpay
- Dragon Pay Credits/Wallet
- RD Pawnshop
- Cebuana Lhuillier Bills Payment
- Robinsons Bank Online/Cash Payment
These options ensure you have the flexibility to pay through different channels and secure real-time posting of your payments.
Cashspace: Reviews
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